Call reports 2010
COMMUNITY BANK OF DUPAGE — 2010
What COMMUNITY BANK OF DUPAGE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,006,000 | 62,938,000 | 61,108,000 | 63,427,000 |
| Total loans | 52,574,000 | 51,037,000 | 49,306,000 | 46,371,000 |
| Allowance for loan losses | 1,687,000 | 2,076,000 | 1,587,000 | 1,743,000 |
| Securities available for sale | 0 | 0 | 0 | 4,207,000 |
| Securities held to maturity | 3,585,000 | 3,586,000 | 2,487,000 | 2,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,706,000 | 42,376,000 | 44,626,000 | 46,934,000 |
| Interest-bearing deposits | 34,827,000 | 35,820,000 | 37,973,000 | 39,289,000 |
| Noninterest-bearing deposits | 5,879,000 | 6,556,000 | 6,653,000 | 7,645,000 |
| Equity capital | 6,965,000 | 6,922,000 | 6,830,000 | 6,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,553,000 | 2,198,000 | 2,865,000 |
| Interest expense | 186,000 | 353,000 | 513,000 | 646,000 |
| Net interest income | 588,000 | 1,200,000 | 1,685,000 | 2,219,000 |
| Noninterest income | 41,000 | 91,000 | 159,000 | 117,000 |
| Noninterest expense | 461,000 | 987,000 | 1,468,000 | 1,857,000 |
| Provision for loan losses | 1,341,000 | 1,551,000 | 1,766,000 | 2,512,000 |
| Pretax income | -1,173,000 | -1,241,000 | -1,381,000 | -2,024,000 |
| Income tax | -411,000 | -436,000 | -483,000 | -707,000 |
| Net income | -762,000 | -805,000 | -898,000 | -1,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,965,000 | 6,832,000 | 6,830,000 | 6,347,000 |
| Total capital | 7,683,000 | 7,551,000 | 7,474,000 | 7,026,000 |
| Risk-weighted assets | 56,502,000 | 56,160,000 | 50,624,000 | 53,250,000 |