Call reports 2009
COMMUNITY BANK OF DUPAGE — 2009
What COMMUNITY BANK OF DUPAGE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,135,000 | 62,764,000 | 64,869,000 | 64,232,000 |
| Total loans | 52,949,000 | 53,001,000 | 55,240,000 | 54,192,000 |
| Allowance for loan losses | 436,000 | 327,000 | 431,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 588,000 | 588,000 | 588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,804,000 | 44,420,000 | 41,739,000 | 35,728,000 |
| Interest-bearing deposits | 44,250,000 | 37,914,000 | 37,073,000 | 32,223,000 |
| Noninterest-bearing deposits | 3,553,000 | 6,505,000 | 4,666,000 | 3,504,000 |
| Equity capital | 8,068,000 | 8,061,000 | 8,138,000 | 7,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,787,000 | 2,701,000 | 3,572,000 |
| Interest expense | 367,000 | 668,000 | 915,000 | 1,127,000 |
| Net interest income | 520,000 | 1,119,000 | 1,786,000 | 2,445,000 |
| Noninterest income | 23,000 | 64,000 | 104,000 | -14,000 |
| Noninterest expense | 442,000 | 892,000 | 1,366,000 | 1,849,000 |
| Provision for loan losses | 71,000 | 275,000 | 379,000 | 1,065,000 |
| Pretax income | 30,000 | 16,000 | 145,000 | -483,000 |
| Income tax | 12,000 | 6,000 | 57,000 | -161,000 |
| Net income | 18,000 | 10,000 | 88,000 | -322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,068,000 | 8,061,000 | 8,138,000 | 7,728,000 |
| Total capital | 8,504,000 | 8,388,000 | 8,569,000 | 8,074,000 |
| Risk-weighted assets | 51,636,000 | 56,784,000 | 58,894,000 | 58,547,000 |