Call reports 2008
COMMUNITY BANK OF DUPAGE — 2008
What COMMUNITY BANK OF DUPAGE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 36,681,000 | 44,052,000 | 45,472,000 | 55,980,000 |
| Total loans | 30,872,000 | 37,914,000 | 38,874,000 | 48,367,000 |
| Allowance for loan losses | 162,000 | 196,000 | 215,000 | 365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,316,000 | 32,692,000 | 33,756,000 | 41,573,000 |
| Interest-bearing deposits | 27,410,000 | 31,220,000 | 31,853,000 | 39,352,000 |
| Noninterest-bearing deposits | 905,000 | 1,471,000 | 1,903,000 | 2,221,000 |
| Equity capital | 8,055,000 | 8,079,000 | 8,111,000 | 8,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,297,000 | 2,029,000 | 2,837,000 |
| Interest expense | 335,000 | 593,000 | 899,000 | 1,237,000 |
| Net interest income | 300,000 | 704,000 | 1,130,000 | 1,600,000 |
| Noninterest income | 10,000 | 23,000 | 37,000 | 55,000 |
| Noninterest expense | 292,000 | 639,000 | 1,009,000 | 1,441,000 |
| Provision for loan losses | 3,000 | 37,000 | 56,000 | 206,000 |
| Pretax income | 15,000 | 51,000 | 102,000 | 8,000 |
| Income tax | 5,000 | 17,000 | 36,000 | 4,000 |
| Net income | 10,000 | 34,000 | 66,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,055,000 | 8,079,000 | 8,111,000 | 8,051,000 |
| Total capital | 8,217,000 | 8,275,000 | 8,326,000 | 8,416,000 |
| Risk-weighted assets | 27,977,000 | 40,382,000 | 38,686,000 | 52,783,000 |