Call reports 2007
COMMUNITY BANK OF DUPAGE — 2007
What COMMUNITY BANK OF DUPAGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,084,000 | 26,604,000 | 31,633,000 | 36,817,000 |
| Total loans | 17,490,000 | 20,033,000 | 27,230,000 | 26,455,000 |
| Allowance for loan losses | 90,000 | 101,000 | 151,000 | 159,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,958,000 | 18,437,000 | 23,458,000 | 28,434,000 |
| Interest-bearing deposits | 15,682,000 | 17,928,000 | 20,651,000 | 27,715,000 |
| Noninterest-bearing deposits | 277,000 | 509,000 | 2,806,000 | 719,000 |
| Equity capital | 8,020,000 | 8,033,000 | 8,051,000 | 8,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 942,000 | 1,553,000 | 2,175,000 |
| Interest expense | 197,000 | 422,000 | 655,000 | 1,000,000 |
| Net interest income | 242,000 | 520,000 | 898,000 | 1,175,000 |
| Noninterest income | 2,000 | 15,000 | 21,000 | 39,000 |
| Noninterest expense | 213,000 | 474,000 | 780,000 | 1,074,000 |
| Provision for loan losses | 17,000 | 28,000 | 78,000 | 86,000 |
| Pretax income | 14,000 | 33,000 | 61,000 | 54,000 |
| Income tax | 5,000 | 11,000 | 21,000 | 20,000 |
| Net income | 9,000 | 22,000 | 40,000 | 34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,020,000 | 8,033,000 | 8,051,000 | 8,045,000 |
| Total capital | 8,110,000 | 8,134,000 | 8,202,000 | 8,204,000 |
| Risk-weighted assets | 18,799,000 | 19,532,000 | 29,703,000 | 26,058,000 |