Call reports 2014
DELTA TRUST & BANK — 2014
What DELTA TRUST & BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 444,046,000 | 422,167,000 | 435,068,000 |
| Total loans | 328,258,000 | 324,883,000 | 310,697,000 |
| Allowance for loan losses | 6,028,000 | 5,998,000 | 0 |
| Securities available for sale | 48,391,000 | 46,900,000 | 27,421,000 |
| Securities held to maturity | 16,956,000 | 16,226,000 | 18,118,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 388,626,000 | 365,070,000 | 344,654,000 |
| Interest-bearing deposits | 321,459,000 | 314,563,000 | 282,149,000 |
| Noninterest-bearing deposits | 67,167,000 | 50,507,000 | 62,505,000 |
| Equity capital | 41,938,000 | 43,280,000 | 65,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 4,421,000 | 8,934,000 | 13,370,000 |
| Interest expense | 499,000 | 988,000 | 1,462,000 |
| Net interest income | 3,922,000 | 7,946,000 | 11,908,000 |
| Noninterest income | 1,923,000 | 3,887,000 | 5,595,000 |
| Noninterest expense | 3,971,000 | 8,085,000 | 14,661,000 |
| Provision for loan losses | 250,000 | 365,000 | 376,000 |
| Pretax income | 1,625,000 | 3,384,000 | 2,332,000 |
| Income tax | 561,000 | 1,175,000 | 709,000 |
| Net income | 1,064,000 | 2,209,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 41,309,000 | 42,467,000 | 30,679,000 |
| Total capital | 45,410,000 | 46,532,000 | 30,679,000 |
| Risk-weighted assets | 326,088,000 | 323,263,000 | 309,521,000 |