Call reports 2013
DELTA TRUST & BANK — 2013
What DELTA TRUST & BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 441,823,000 | 421,295,000 | 422,515,000 | 431,378,000 |
| Total loans | 307,629,000 | 315,736,000 | 310,793,000 | 319,485,000 |
| Allowance for loan losses | 5,529,000 | 5,484,000 | 5,604,000 | 5,769,000 |
| Securities available for sale | 55,125,000 | 51,176,000 | 49,151,000 | 48,170,000 |
| Securities held to maturity | 18,295,000 | 18,159,000 | 17,924,000 | 17,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,675,000 | 368,540,000 | 368,684,000 | 376,742,000 |
| Interest-bearing deposits | 333,493,000 | 310,606,000 | 308,334,000 | 309,235,000 |
| Noninterest-bearing deposits | 56,182,000 | 57,934,000 | 60,350,000 | 67,507,000 |
| Equity capital | 39,089,000 | 39,545,000 | 40,393,000 | 40,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,503,000 | 9,442,000 | 14,044,000 | 18,572,000 |
| Interest expense | 608,000 | 1,181,000 | 1,726,000 | 2,242,000 |
| Net interest income | 3,895,000 | 8,261,000 | 12,318,000 | 16,330,000 |
| Noninterest income | 1,614,000 | 2,804,000 | 4,406,000 | 6,490,000 |
| Noninterest expense | 3,598,000 | 7,483,000 | 11,415,000 | 15,429,000 |
| Provision for loan losses | 273,000 | 648,000 | 788,000 | 950,000 |
| Pretax income | 1,644,000 | 2,941,000 | 4,532,000 | 6,454,000 |
| Income tax | 569,000 | 1,000,000 | 1,543,000 | 2,153,000 |
| Net income | 1,075,000 | 1,941,000 | 2,989,000 | 4,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,222,000 | 39,094,000 | 39,975,000 | 40,232,000 |
| Total capital | 42,234,000 | 43,122,000 | 43,942,000 | 44,300,000 |
| Risk-weighted assets | 319,421,000 | 320,823,000 | 315,938,000 | 323,736,000 |