Call reports 2012
DELTA TRUST & BANK — 2012
What DELTA TRUST & BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 395,220,000 | 394,346,000 | 410,300,000 | 431,884,000 |
| Total loans | 286,148,000 | 296,394,000 | 300,566,000 | 293,236,000 |
| Allowance for loan losses | 5,064,000 | 5,666,000 | 5,709,000 | 5,265,000 |
| Securities available for sale | 49,461,000 | 46,493,000 | 45,777,000 | 47,828,000 |
| Securities held to maturity | 13,621,000 | 15,057,000 | 16,390,000 | 17,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,719,000 | 345,060,000 | 359,468,000 | 381,063,000 |
| Interest-bearing deposits | 314,534,000 | 311,344,000 | 323,487,000 | 336,388,000 |
| Noninterest-bearing deposits | 32,185,000 | 33,716,000 | 35,981,000 | 44,675,000 |
| Equity capital | 35,496,000 | 36,550,000 | 37,918,000 | 38,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,860,000 | 9,874,000 | 14,933,000 | 20,052,000 |
| Interest expense | 767,000 | 1,499,000 | 2,197,000 | 2,858,000 |
| Net interest income | 4,093,000 | 8,375,000 | 12,736,000 | 17,194,000 |
| Noninterest income | 1,484,000 | 2,873,000 | 4,293,000 | 5,553,000 |
| Noninterest expense | 3,819,000 | 7,486,000 | 11,093,000 | 14,600,000 |
| Provision for loan losses | 309,000 | 909,000 | 976,000 | 1,335,000 |
| Pretax income | 1,453,000 | 2,859,000 | 4,967,000 | 6,824,000 |
| Income tax | 524,000 | 1,027,000 | 1,797,000 | 2,454,000 |
| Net income | 929,000 | 1,832,000 | 3,170,000 | 4,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,717,000 | 35,632,000 | 36,984,000 | 37,141,000 |
| Total capital | 38,415,000 | 39,431,000 | 40,846,000 | 41,001,000 |
| Risk-weighted assets | 294,448,000 | 302,060,000 | 307,147,000 | 307,411,000 |