Call reports 2011
DELTA TRUST & BANK — 2011
What DELTA TRUST & BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 381,081,000 | 368,491,000 | 385,985,000 | 381,710,000 |
| Total loans | 241,376,000 | 252,008,000 | 271,344,000 | 285,445,000 |
| Allowance for loan losses | 4,453,000 | 4,595,000 | 5,080,000 | 4,994,000 |
| Securities available for sale | 81,425,000 | 66,205,000 | 57,011,000 | 52,874,000 |
| Securities held to maturity | 9,591,000 | 9,525,000 | 11,080,000 | 13,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,514,000 | 333,391,000 | 349,548,000 | 342,783,000 |
| Interest-bearing deposits | 316,010,000 | 298,677,000 | 313,748,000 | 308,438,000 |
| Noninterest-bearing deposits | 31,504,000 | 34,714,000 | 35,800,000 | 34,345,000 |
| Equity capital | 31,506,000 | 33,237,000 | 34,521,000 | 34,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,480,000 | 9,257,000 | 14,180,000 | 19,007,000 |
| Interest expense | 1,128,000 | 2,127,000 | 3,087,000 | 3,921,000 |
| Net interest income | 3,352,000 | 7,130,000 | 11,093,000 | 15,086,000 |
| Noninterest income | 1,370,000 | 2,672,000 | 4,160,000 | 5,223,000 |
| Noninterest expense | 3,358,000 | 6,824,000 | 10,225,000 | 13,500,000 |
| Provision for loan losses | 143,000 | 310,000 | 798,000 | 1,084,000 |
| Pretax income | 1,224,000 | 2,691,000 | 4,288,000 | 5,770,000 |
| Income tax | 435,000 | 972,000 | 1,555,000 | 2,071,000 |
| Net income | 789,000 | 1,719,000 | 2,733,000 | 3,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,621,000 | 32,565,000 | 33,593,000 | 33,778,000 |
| Total capital | 34,858,000 | 35,853,000 | 37,068,000 | 37,354,000 |
| Risk-weighted assets | 257,727,000 | 261,720,000 | 276,363,000 | 284,695,000 |