Call reports 2010
DELTA TRUST & BANK — 2010
What DELTA TRUST & BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 314,471,000 | 340,217,000 | 348,616,000 | 372,361,000 |
| Total loans | 215,914,000 | 234,039,000 | 233,757,000 | 245,996,000 |
| Allowance for loan losses | 3,275,000 | 3,532,000 | 4,057,000 | 4,306,000 |
| Securities available for sale | 52,581,000 | 63,241,000 | 80,219,000 | 82,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 9,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,817,000 | 308,720,000 | 316,040,000 | 340,415,000 |
| Interest-bearing deposits | 257,649,000 | 281,627,000 | 290,868,000 | 310,714,000 |
| Noninterest-bearing deposits | 26,168,000 | 27,093,000 | 25,172,000 | 29,701,000 |
| Equity capital | 29,398,000 | 30,209,000 | 31,260,000 | 30,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 8,137,000 | 12,803,000 | 17,582,000 |
| Interest expense | 945,000 | 1,971,000 | 3,073,000 | 4,193,000 |
| Net interest income | 2,810,000 | 6,166,000 | 9,730,000 | 13,389,000 |
| Noninterest income | 1,307,000 | 2,615,000 | 4,012,000 | 5,349,000 |
| Noninterest expense | 3,030,000 | 6,309,000 | 9,654,000 | 12,736,000 |
| Provision for loan losses | 206,000 | 729,000 | 1,062,000 | 1,471,000 |
| Pretax income | 887,000 | 1,778,000 | 3,136,000 | 4,642,000 |
| Income tax | 334,000 | 664,000 | 1,172,000 | 1,713,000 |
| Net income | 553,000 | 1,114,000 | 1,964,000 | 2,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,635,000 | 29,218,000 | 30,089,000 | 30,823,000 |
| Total capital | 31,522,000 | 32,296,000 | 33,175,000 | 34,085,000 |
| Risk-weighted assets | 230,554,000 | 245,799,000 | 245,915,000 | 259,933,000 |