Call reports 2009
DELTA TRUST & BANK — 2009
What DELTA TRUST & BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 246,088,000 | 247,916,000 | 273,456,000 | 294,515,000 |
| Total loans | 181,898,000 | 184,068,000 | 203,678,000 | 205,409,000 |
| Allowance for loan losses | 2,073,000 | 2,483,000 | 2,857,000 | 3,110,000 |
| Securities available for sale | 29,920,000 | 28,461,000 | 37,346,000 | 43,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,745,000 | 225,252,000 | 245,540,000 | 265,192,000 |
| Interest-bearing deposits | 197,868,000 | 199,856,000 | 221,618,000 | 235,689,000 |
| Noninterest-bearing deposits | 25,877,000 | 25,396,000 | 23,922,000 | 29,503,000 |
| Equity capital | 21,391,000 | 21,570,000 | 26,809,000 | 28,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 6,870,000 | 10,552,000 | 14,484,000 |
| Interest expense | 1,083,000 | 2,103,000 | 3,102,000 | 4,058,000 |
| Net interest income | 2,465,000 | 4,767,000 | 7,450,000 | 10,426,000 |
| Noninterest income | 967,000 | 2,021,000 | 3,106,000 | 4,152,000 |
| Noninterest expense | 2,544,000 | 5,283,000 | 8,289,000 | 11,380,000 |
| Provision for loan losses | 195,000 | 1,140,000 | 1,620,000 | 2,345,000 |
| Pretax income | 688,000 | 392,000 | 690,000 | 848,000 |
| Income tax | 259,000 | 131,000 | 284,000 | 296,000 |
| Net income | 429,000 | 261,000 | 406,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,921,000 | 21,639,000 | 26,378,000 | 28,066,000 |
| Total capital | 22,994,000 | 24,122,000 | 29,059,000 | 30,838,000 |
| Risk-weighted assets | 194,026,000 | 200,609,000 | 214,298,000 | 221,405,000 |