Call reports 2006
DELTA TRUST & BANK — 2006
What DELTA TRUST & BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 209,924,000 | 214,422,000 | 208,754,000 | 217,304,000 |
| Total loans | 149,924,000 | 151,019,000 | 159,776,000 | 151,944,000 |
| Allowance for loan losses | 1,792,000 | 1,808,000 | 1,862,000 | 1,708,000 |
| Securities available for sale | 27,792,000 | 27,147,000 | 27,386,000 | 27,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,146,000 | 190,918,000 | 185,736,000 | 193,864,000 |
| Interest-bearing deposits | 22,826,000 | 168,966,000 | 166,381,000 | 172,745,000 |
| Noninterest-bearing deposits | 163,320,000 | 21,952,000 | 19,355,000 | 21,119,000 |
| Equity capital | 18,879,000 | 18,627,000 | 19,161,000 | 19,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,204,000 | 6,631,000 | 10,138,000 | 13,916,000 |
| Interest expense | 1,402,000 | 2,972,000 | 4,745,000 | 6,709,000 |
| Net interest income | 1,802,000 | 3,659,000 | 5,393,000 | 7,207,000 |
| Noninterest income | 1,042,000 | 1,852,000 | 2,889,000 | 3,876,000 |
| Noninterest expense | 2,219,000 | 4,401,000 | 6,756,000 | 9,246,000 |
| Provision for loan losses | 100,000 | 242,000 | 297,000 | 385,000 |
| Pretax income | 525,000 | 868,000 | 1,229,000 | 1,452,000 |
| Income tax | 48,000 | 322,000 | 479,000 | 498,000 |
| Net income | 477,000 | 546,000 | 750,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,618,000 | 18,712,000 | 18,918,000 | 18,986,000 |
| Total capital | 20,410,000 | 20,520,000 | 20,780,000 | 20,694,000 |
| Risk-weighted assets | 156,674,000 | 158,902,000 | 164,689,000 | 161,292,000 |