Call reports 2002
DELTA TRUST & BANK — 2002
What DELTA TRUST & BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,530,000 | 148,014,000 | 160,743,000 | 163,521,000 |
| Total loans | 93,290,000 | 107,349,000 | 120,659,000 | 120,267,000 |
| Allowance for loan losses | 992,000 | 1,146,000 | 1,577,000 | 1,663,000 |
| Securities available for sale | 13,901,000 | 24,055,000 | 22,631,000 | 23,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,176,000 | 124,063,000 | 135,486,000 | 139,731,000 |
| Interest-bearing deposits | 102,587,000 | 112,503,000 | 121,255,000 | 125,833,000 |
| Noninterest-bearing deposits | 9,589,000 | 11,560,000 | 14,231,000 | 13,898,000 |
| Equity capital | 11,768,000 | 11,832,000 | 11,459,000 | 11,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,421,000 | 6,943,000 | 9,662,000 |
| Interest expense | 907,000 | 1,781,000 | 2,731,000 | 3,702,000 |
| Net interest income | 1,266,000 | 2,640,000 | 4,212,000 | 5,960,000 |
| Noninterest income | 590,000 | 1,063,000 | 1,509,000 | 2,040,000 |
| Noninterest expense | 1,852,000 | 3,703,000 | 5,703,000 | 7,531,000 |
| Provision for loan losses | 77,000 | 259,000 | 814,000 | 1,033,000 |
| Pretax income | -73,000 | -245,000 | -739,000 | -481,000 |
| Income tax | -2,000 | -23,000 | -31,000 | -136,000 |
| Net income | -71,000 | -222,000 | -708,000 | -345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,078,000 | 10,947,000 | 10,466,000 | 10,834,000 |
| Total capital | 12,070,000 | 12,093,000 | 11,995,000 | 12,365,000 |
| Risk-weighted assets | 96,467,000 | 111,351,000 | 122,280,000 | 122,340,000 |