Call reports 2001
DELTA TRUST & BANK — 2001
What DELTA TRUST & BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,633,000 | 95,140,000 | 117,265,000 | 124,581,000 |
| Total loans | 61,640,000 | 69,696,000 | 82,904,000 | 91,771,000 |
| Allowance for loan losses | 642,000 | 706,000 | 845,000 | 933,000 |
| Securities available for sale | 16,955,000 | 15,261,000 | 13,386,000 | 13,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,058,000 | 78,188,000 | 102,808,000 | 110,758,000 |
| Interest-bearing deposits | 67,910,000 | 70,439,000 | 93,615,000 | 99,872,000 |
| Noninterest-bearing deposits | 8,148,000 | 7,749,000 | 9,193,000 | 10,886,000 |
| Equity capital | 11,900,000 | 11,890,000 | 12,032,000 | 11,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,909,000 | 3,902,000 | 6,153,000 | 8,497,000 |
| Interest expense | 914,000 | 1,841,000 | 2,835,000 | 3,892,000 |
| Net interest income | 995,000 | 2,061,000 | 3,318,000 | 4,605,000 |
| Noninterest income | 381,000 | 754,000 | 1,171,000 | 1,592,000 |
| Noninterest expense | 1,281,000 | 2,657,000 | 4,035,000 | 5,653,000 |
| Provision for loan losses | 93,000 | 182,000 | 400,000 | 511,000 |
| Pretax income | -8,000 | -37,000 | 40,000 | 32,000 |
| Income tax | -1,000 | -21,000 | -32,000 | 22,000 |
| Net income | -7,000 | -16,000 | 72,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,680,000 | 11,674,000 | 11,217,000 | 11,133,000 |
| Total capital | 12,322,000 | 12,380,000 | 12,062,000 | 12,066,000 |
| Risk-weighted assets | 64,369,000 | 71,059,000 | 85,831,000 | 92,705,000 |