Call reports 2025
FIRSTIER BANK — 2025
What FIRSTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 970,869,000 | 1,046,879,000 | 1,072,250,000 | 1,082,291,000 |
| Total loans | 772,294,000 | 800,524,000 | 810,042,000 | 785,369,000 |
| Allowance for loan losses | 12,217,000 | 12,491,000 | 16,082,000 | 15,704,000 |
| Securities available for sale | 38,865,000 | 41,114,000 | 62,055,000 | 87,534,000 |
| Securities held to maturity | 8,940,000 | 8,730,000 | 8,531,000 | 8,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 817,209,000 | 894,215,000 | 909,382,000 | 919,158,000 |
| Interest-bearing deposits | 716,473,000 | 792,455,000 | 801,689,000 | 814,395,000 |
| Noninterest-bearing deposits | 100,736,000 | 101,760,000 | 107,693,000 | 104,763,000 |
| Equity capital | 126,196,000 | 123,936,000 | 123,846,000 | 121,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,675,000 | 33,004,000 | 50,466,000 | 67,757,000 |
| Interest expense | 6,660,000 | 14,242,000 | 22,158,000 | 30,079,000 |
| Net interest income | 9,015,000 | 18,762,000 | 28,308,000 | 37,678,000 |
| Noninterest income | 275,000 | 578,000 | 1,154,000 | 2,455,000 |
| Noninterest expense | 5,685,000 | 11,846,000 | 18,566,000 | 27,283,000 |
| Provision for loan losses | 358,000 | 1,147,000 | 5,296,000 | 8,983,000 |
| Pretax income | 3,105,000 | 6,047,000 | 5,377,000 | 3,506,000 |
| Income tax | -28,000 | 1,000 | 30,000 | 59,000 |
| Net income | 3,133,000 | 6,046,000 | 5,347,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,446,000 | 124,217,000 | 123,419,000 | 121,420,000 |
| Total capital | 137,369,000 | 135,724,000 | 135,071,000 | 133,302,000 |
| Risk-weighted assets | 871,144,000 | 918,023,000 | 926,303,000 | 945,171,000 |