Call reports 2023
FIRSTIER BANK — 2023
What FIRSTIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 902,879,000 | 898,983,000 | 953,108,000 | 937,215,000 |
| Total loans | 754,857,000 | 776,561,000 | 758,769,000 | 760,059,000 |
| Allowance for loan losses | 10,218,000 | 10,698,000 | 10,435,000 | 10,443,000 |
| Securities available for sale | 3,429,000 | 3,618,000 | 3,409,000 | 3,353,000 |
| Securities held to maturity | 9,614,000 | 8,263,000 | 8,752,000 | 8,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,265,000 | 767,460,000 | 815,335,000 | 795,799,000 |
| Interest-bearing deposits | 661,785,000 | 653,125,000 | 706,289,000 | 681,720,000 |
| Noninterest-bearing deposits | 131,480,000 | 114,335,000 | 109,046,000 | 114,079,000 |
| Equity capital | 104,028,000 | 105,379,000 | 110,396,000 | 114,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,563,000 | 29,968,000 | 46,439,000 | 63,046,000 |
| Interest expense | 4,525,000 | 9,904,000 | 16,629,000 | 23,862,000 |
| Net interest income | 10,038,000 | 20,064,000 | 29,810,000 | 39,184,000 |
| Noninterest income | 340,000 | 687,000 | 477,000 | 835,000 |
| Noninterest expense | 4,193,000 | 8,482,000 | 13,030,000 | 17,769,000 |
| Provision for loan losses | -7,000 | 480,000 | 252,000 | 671,000 |
| Pretax income | 6,192,000 | 11,789,000 | 17,005,000 | 21,656,000 |
| Income tax | 246,000 | 353,000 | 513,000 | 1,066,000 |
| Net income | 5,946,000 | 11,436,000 | 16,492,000 | 20,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,183,000 | 105,572,000 | 110,628,000 | 114,726,000 |
| Total capital | 114,675,000 | 116,173,000 | 121,147,000 | 125,239,000 |
| Risk-weighted assets | 838,264,000 | 846,575,000 | 840,101,000 | 839,777,000 |