Call reports 2022
FIRSTIER BANK — 2022
What FIRSTIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 763,271,000 | 777,395,000 | 832,288,000 | 871,148,000 |
| Total loans | 622,355,000 | 656,959,000 | 720,767,000 | 741,769,000 |
| Allowance for loan losses | 8,860,000 | 9,422,000 | 10,301,000 | 10,824,000 |
| Securities available for sale | 3,546,000 | 3,131,000 | 3,815,000 | 3,581,000 |
| Securities held to maturity | 12,183,000 | 12,145,000 | 11,303,000 | 9,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,240,000 | 675,975,000 | 744,498,000 | 768,920,000 |
| Interest-bearing deposits | 556,280,000 | 555,388,000 | 613,132,000 | 648,299,000 |
| Noninterest-bearing deposits | 121,960,000 | 120,587,000 | 131,366,000 | 120,621,000 |
| Equity capital | 78,775,000 | 79,901,000 | 84,558,000 | 98,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,672,000 | 16,473,000 | 27,622,000 | 40,952,000 |
| Interest expense | 907,000 | 1,951,000 | 3,941,000 | 7,057,000 |
| Net interest income | 6,765,000 | 14,522,000 | 23,681,000 | 33,895,000 |
| Noninterest income | 201,000 | 385,000 | 609,000 | 124,000 |
| Noninterest expense | 3,693,000 | 7,547,000 | 11,295,000 | 15,942,000 |
| Provision for loan losses | 163,000 | 764,000 | 1,645,000 | 2,230,000 |
| Pretax income | 3,110,000 | 6,596,000 | 11,350,000 | 15,847,000 |
| Income tax | 53,000 | 94,000 | 134,000 | 288,000 |
| Net income | 3,057,000 | 6,502,000 | 11,216,000 | 15,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,764,000 | 80,009,000 | 84,723,000 | 99,066,000 |
| Total capital | 87,624,000 | 89,431,000 | 94,697,000 | 109,257,000 |
| Risk-weighted assets | 742,483,000 | 765,559,000 | 797,614,000 | 814,696,000 |