Call reports 2020
FIRSTIER BANK — 2020
What FIRSTIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 448,997,000 | 493,333,000 | 490,397,000 | 531,250,000 |
| Total loans | 362,942,000 | 406,328,000 | 407,715,000 | 428,373,000 |
| Allowance for loan losses | 5,290,000 | 5,387,000 | 5,671,000 | 6,011,000 |
| Securities available for sale | 8,313,000 | 7,703,000 | 7,072,000 | 6,362,000 |
| Securities held to maturity | 15,388,000 | 15,346,000 | 15,550,000 | 14,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,027,000 | 424,769,000 | 420,092,000 | 464,488,000 |
| Interest-bearing deposits | 326,673,000 | 325,000,000 | 314,195,000 | 362,721,000 |
| Noninterest-bearing deposits | 61,354,000 | 99,769,000 | 105,897,000 | 101,767,000 |
| Equity capital | 57,887,000 | 57,424,000 | 59,025,000 | 60,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,693,000 | 11,761,000 | 17,472,000 | 23,293,000 |
| Interest expense | 1,519,000 | 2,823,000 | 4,029,000 | 5,174,000 |
| Net interest income | 4,174,000 | 8,938,000 | 13,443,000 | 18,119,000 |
| Noninterest income | 261,000 | 473,000 | 608,000 | 892,000 |
| Noninterest expense | 2,442,000 | 4,971,000 | 7,711,000 | 10,611,000 |
| Provision for loan losses | 75,000 | 317,000 | 598,000 | 911,000 |
| Pretax income | 1,918,000 | 4,123,000 | 5,742,000 | 7,489,000 |
| Income tax | 34,000 | 59,000 | 84,000 | 108,000 |
| Net income | 1,884,000 | 4,064,000 | 5,658,000 | 7,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,711,000 | 57,191,000 | 58,785,000 | 60,508,000 |