Call reports 2019
FIRSTIER BANK — 2019
What FIRSTIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 358,780,000 | 365,586,000 | 402,626,000 | 432,921,000 |
| Total loans | 285,408,000 | 296,696,000 | 329,841,000 | 343,426,000 |
| Allowance for loan losses | 4,969,000 | 4,958,000 | 5,200,000 | 5,300,000 |
| Securities available for sale | 10,728,000 | 10,334,000 | 9,773,000 | 9,214,000 |
| Securities held to maturity | 16,477,000 | 16,496,000 | 16,122,000 | 15,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,931,000 | 310,514,000 | 345,574,000 | 374,164,000 |
| Interest-bearing deposits | 240,385,000 | 250,681,000 | 282,780,000 | 306,830,000 |
| Noninterest-bearing deposits | 62,546,000 | 59,833,000 | 62,794,000 | 67,334,000 |
| Equity capital | 51,951,000 | 52,079,000 | 53,827,000 | 55,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,916,000 | 10,109,000 | 15,580,000 | 21,336,000 |
| Interest expense | 1,068,000 | 2,266,000 | 3,563,000 | 5,026,000 |
| Net interest income | 3,848,000 | 7,843,000 | 12,017,000 | 16,310,000 |
| Noninterest income | 273,000 | 555,000 | 600,000 | 871,000 |
| Noninterest expense | 2,211,000 | 4,499,000 | 6,696,000 | 9,130,000 |
| Provision for loan losses | 40,000 | 40,000 | 290,000 | 390,000 |
| Pretax income | 1,870,000 | 3,859,000 | 5,631,000 | 7,661,000 |
| Income tax | 21,000 | 44,000 | 69,000 | 94,000 |
| Net income | 1,849,000 | 3,815,000 | 5,562,000 | 7,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,109,000 | 52,075,000 | 53,827,000 | 55,827,000 |
| Total capital | 56,328,000 | 56,504,000 | 58,740,000 | 60,991,000 |
| Risk-weighted assets | 336,846,000 | 353,842,000 | 392,810,000 | 413,030,000 |