Call reports 2016
FIRSTIER BANK — 2016
What FIRSTIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 240,736,000 | 248,870,000 | 245,548,000 | 259,463,000 |
| Total loans | 169,049,000 | 171,089,000 | 180,100,000 | 181,526,000 |
| Allowance for loan losses | 4,849,000 | 4,875,000 | 4,870,000 | 4,856,000 |
| Securities available for sale | 27,306,000 | 26,371,000 | 25,352,000 | 16,712,000 |
| Securities held to maturity | 20,302,000 | 20,088,000 | 19,821,000 | 19,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,358,000 | 205,240,000 | 200,655,000 | 212,676,000 |
| Interest-bearing deposits | 148,616,000 | 158,751,000 | 151,073,000 | 166,317,000 |
| Noninterest-bearing deposits | 47,741,000 | 46,489,000 | 49,582,000 | 46,359,000 |
| Equity capital | 39,353,000 | 38,052,000 | 39,254,000 | 41,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,563,000 | 5,371,000 | 8,138,000 | 11,264,000 |
| Interest expense | 187,000 | 398,000 | 639,000 | 915,000 |
| Net interest income | 2,376,000 | 4,973,000 | 7,499,000 | 10,349,000 |
| Noninterest income | 1,303,000 | 3,440,000 | 4,179,000 | 6,062,000 |
| Noninterest expense | 1,597,000 | 4,023,000 | 6,050,000 | 8,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,082,000 | 4,390,000 | 5,628,000 | 8,001,000 |
| Income tax | 15,000 | 34,000 | 53,000 | 72,000 |
| Net income | 2,067,000 | 4,356,000 | 5,575,000 | 7,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,103,000 | 37,716,000 | 38,917,000 | 41,413,000 |
| Total capital | 41,792,000 | 40,306,000 | 41,601,000 | 44,157,000 |
| Risk-weighted assets | 212,934,000 | 204,942,000 | 212,593,000 | 217,487,000 |