Call reports 2015
FIRSTIER BANK — 2015
What FIRSTIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 239,066,000 | 239,182,000 | 225,657,000 | 235,870,000 |
| Total loans | 125,783,000 | 135,280,000 | 140,522,000 | 164,395,000 |
| Allowance for loan losses | 4,463,000 | 4,803,000 | 4,816,000 | 4,840,000 |
| Securities available for sale | 53,143,000 | 38,179,000 | 35,003,000 | 27,933,000 |
| Securities held to maturity | 8,252,000 | 21,384,000 | 21,100,000 | 20,565,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,825,000 | 204,147,000 | 189,476,000 | 193,798,000 |
| Interest-bearing deposits | 152,280,000 | 140,872,000 | 141,905,000 | 142,438,000 |
| Noninterest-bearing deposits | 54,546,000 | 63,275,000 | 47,572,000 | 51,360,000 |
| Equity capital | 31,346,000 | 34,160,000 | 35,173,000 | 37,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,216,000 | 6,487,000 | 8,920,000 |
| Interest expense | 181,000 | 360,000 | 538,000 | 719,000 |
| Net interest income | 1,923,000 | 3,856,000 | 5,949,000 | 8,201,000 |
| Noninterest income | 805,000 | 4,530,000 | 4,858,000 | 6,918,000 |
| Noninterest expense | 1,667,000 | 3,317,000 | 4,836,000 | 7,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,009,000 | 5,037,000 | 5,918,000 | 7,955,000 |
| Income tax | 16,000 | 37,000 | 59,000 | 80,000 |
| Net income | 993,000 | 5,000,000 | 5,859,000 | 7,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,888,000 | 33,950,000 | 35,023,000 | 37,006,000 |
| Total capital | 33,234,000 | 36,304,000 | 37,278,000 | 39,570,000 |
| Risk-weighted assets | 185,636,000 | 185,904,000 | 177,868,000 | 202,791,000 |