Call reports 2014
FIRSTIER BANK — 2014
What FIRSTIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,464,000 | 235,041,000 | 232,955,000 | 235,524,000 |
| Total loans | 125,698,000 | 134,326,000 | 127,448,000 | 128,649,000 |
| Allowance for loan losses | 4,844,000 | 5,065,000 | 4,480,000 | 4,435,000 |
| Securities available for sale | 37,473,000 | 42,963,000 | 41,682,000 | 47,247,000 |
| Securities held to maturity | 8,815,000 | 9,055,000 | 8,920,000 | 8,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,473,000 | 203,771,000 | 201,752,000 | 203,662,000 |
| Interest-bearing deposits | 149,079,000 | 147,451,000 | 143,385,000 | 147,490,000 |
| Noninterest-bearing deposits | 67,394,000 | 56,319,000 | 58,367,000 | 56,172,000 |
| Equity capital | 28,035,000 | 29,962,000 | 29,949,000 | 31,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 4,047,000 | 6,126,000 | 8,191,000 |
| Interest expense | 200,000 | 402,000 | 596,000 | 786,000 |
| Net interest income | 1,759,000 | 3,645,000 | 5,530,000 | 7,405,000 |
| Noninterest income | 1,014,000 | 2,697,000 | 3,114,000 | 4,204,000 |
| Noninterest expense | 1,423,000 | 3,373,000 | 5,460,000 | 7,477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,350,000 | 2,969,000 | 3,130,000 | 4,106,000 |
| Income tax | 37,000 | 58,000 | 79,000 | 100,000 |
| Net income | 1,313,000 | 2,911,000 | 3,051,000 | 4,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,322,000 | 29,976,000 | 30,145,000 | 31,079,000 |
| Total capital | 30,440,000 | 32,122,000 | 32,371,000 | 33,158,000 |
| Risk-weighted assets | 166,667,000 | 168,715,000 | 175,817,000 | 163,980,000 |