Call reports 2013
FIRSTIER BANK — 2013
What FIRSTIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 242,734,000 | 225,819,000 | 223,757,000 | 226,516,000 |
| Total loans | 138,299,000 | 134,707,000 | 137,431,000 | 125,664,000 |
| Allowance for loan losses | 5,840,000 | 5,345,000 | 5,360,000 | 4,620,000 |
| Securities available for sale | 69,381,000 | 44,403,000 | 36,456,000 | 35,981,000 |
| Securities held to maturity | 0 | 0 | 9,231,000 | 9,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,438,000 | 199,551,000 | 197,168,000 | 199,138,000 |
| Interest-bearing deposits | 156,363,000 | 152,585,000 | 150,897,000 | 144,197,000 |
| Noninterest-bearing deposits | 50,075,000 | 46,966,000 | 46,271,000 | 54,941,000 |
| Equity capital | 25,380,000 | 25,426,000 | 25,672,000 | 26,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,120,000 | 6,102,000 | 8,178,000 |
| Interest expense | 364,000 | 637,000 | 870,000 | 1,086,000 |
| Net interest income | 1,706,000 | 3,483,000 | 5,232,000 | 7,092,000 |
| Noninterest income | 273,000 | 512,000 | 787,000 | 1,554,000 |
| Noninterest expense | 1,843,000 | 3,075,000 | 4,656,000 | 6,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 821,000 | 1,259,000 | 2,075,000 |
| Income tax | 10,000 | 37,000 | 64,000 | 64,000 |
| Net income | 140,000 | 784,000 | 1,195,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,375,000 | 25,836,000 | 26,178,000 | 26,936,000 |
| Total capital | 27,494,000 | 27,887,000 | 28,043,000 | 29,005,000 |
| Risk-weighted assets | 165,777,000 | 160,836,000 | 162,838,000 | 162,975,000 |