Call reports 2012
FIRSTIER BANK — 2012
What FIRSTIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 250,292,000 | 247,713,000 | 247,228,000 | 250,519,000 |
| Total loans | 164,052,000 | 156,396,000 | 164,319,000 | 150,143,000 |
| Allowance for loan losses | 7,459,000 | 6,550,000 | 6,496,000 | 5,638,000 |
| Securities available for sale | 42,801,000 | 53,549,000 | 48,169,000 | 58,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,416,000 | 212,783,000 | 211,069,000 | 214,165,000 |
| Interest-bearing deposits | 168,727,000 | 164,238,000 | 157,582,000 | 159,949,000 |
| Noninterest-bearing deposits | 47,689,000 | 48,545,000 | 53,487,000 | 54,216,000 |
| Equity capital | 22,991,000 | 24,103,000 | 25,319,000 | 25,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,444,000 | 4,869,000 | 7,181,000 | 9,458,000 |
| Interest expense | 504,000 | 983,000 | 1,425,000 | 1,823,000 |
| Net interest income | 1,940,000 | 3,886,000 | 5,756,000 | 7,635,000 |
| Noninterest income | 321,000 | 1,088,000 | 1,623,000 | 1,900,000 |
| Noninterest expense | 1,323,000 | 2,898,000 | 4,306,000 | 6,048,000 |
| Provision for loan losses | 900,000 | 900,000 | 900,000 | 900,000 |
| Pretax income | 38,000 | 1,176,000 | 2,167,000 | 2,581,000 |
| Income tax | 0 | 0 | 40,000 | 100,000 |
| Net income | 38,000 | 1,176,000 | 2,127,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,850,000 | 23,987,000 | 24,938,000 | 25,292,000 |
| Total capital | 25,356,000 | 26,346,000 | 27,320,000 | 27,596,000 |
| Risk-weighted assets | 183,967,000 | 181,572,000 | 182,806,000 | 178,667,000 |