Call reports 2010
FIRSTIER BANK — 2010
What FIRSTIER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 319,115,000 | 287,030,000 | 288,591,000 | 256,552,000 |
| Total loans | 231,428,000 | 220,717,000 | 210,659,000 | 203,589,000 |
| Allowance for loan losses | 7,958,000 | 7,969,000 | 8,155,000 | 6,452,000 |
| Securities available for sale | 5,112,000 | 4,908,000 | 4,417,000 | 4,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,538,000 | 247,580,000 | 249,850,000 | 220,501,000 |
| Interest-bearing deposits | 216,308,000 | 210,457,000 | 210,371,000 | 181,571,000 |
| Noninterest-bearing deposits | 32,230,000 | 37,123,000 | 39,479,000 | 38,930,000 |
| Equity capital | 28,871,000 | 28,756,000 | 28,137,000 | 25,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,641,000 | 6,722,000 | 9,739,000 | 12,515,000 |
| Interest expense | 1,539,000 | 2,796,000 | 3,890,000 | 4,780,000 |
| Net interest income | 2,102,000 | 3,926,000 | 5,849,000 | 7,735,000 |
| Noninterest income | 189,000 | 376,000 | 667,000 | 875,000 |
| Noninterest expense | 1,627,000 | 3,691,000 | 5,396,000 | 10,051,000 |
| Provision for loan losses | 3,000,000 | 3,000,000 | 4,100,000 | 6,600,000 |
| Pretax income | -2,336,000 | -2,389,000 | -2,985,000 | -8,046,000 |
| Income tax | -12,000 | 0 | 0 | 0 |
| Net income | -2,324,000 | -2,389,000 | -2,985,000 | -8,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,427,000 | 26,362,000 | 25,765,000 | 25,507,000 |
| Total capital | 29,322,000 | 29,048,000 | 28,603,000 | 28,277,000 |
| Risk-weighted assets | 226,466,000 | 210,201,000 | 228,821,000 | 217,992,000 |