Call reports 2009
FIRSTIER BANK — 2009
What FIRSTIER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 305,032,000 | 290,751,000 | 305,051,000 | 347,327,000 |
| Total loans | 256,074,000 | 261,754,000 | 253,740,000 | 239,117,000 |
| Allowance for loan losses | 4,347,000 | 5,051,000 | 4,458,000 | 4,811,000 |
| Securities available for sale | 8,802,000 | 7,859,000 | 7,510,000 | 46,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,768,000 | 219,176,000 | 230,182,000 | 274,428,000 |
| Interest-bearing deposits | 203,579,000 | 193,740,000 | 204,602,000 | 236,334,000 |
| Noninterest-bearing deposits | 26,189,000 | 25,436,000 | 25,580,000 | 38,094,000 |
| Equity capital | 29,373,000 | 29,875,000 | 33,236,000 | 31,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,919,000 | 7,958,000 | 12,190,000 | 16,081,000 |
| Interest expense | 1,726,000 | 3,350,000 | 4,933,000 | 6,592,000 |
| Net interest income | 2,193,000 | 4,608,000 | 7,257,000 | 9,489,000 |
| Noninterest income | 188,000 | 556,000 | 784,000 | 1,009,000 |
| Noninterest expense | 1,266,000 | 2,740,000 | 4,305,000 | 5,909,000 |
| Provision for loan losses | 1,300,000 | 2,000,000 | 2,700,000 | 5,453,000 |
| Pretax income | -185,000 | 424,000 | 1,036,000 | -864,000 |
| Income tax | 31,000 | 50,000 | 68,000 | 46,000 |
| Net income | -216,000 | 374,000 | 968,000 | -910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,836,000 | 27,330,000 | 30,628,000 | 28,751,000 |
| Total capital | 30,279,000 | 30,565,000 | 34,062,000 | 31,996,000 |
| Risk-weighted assets | 274,516,000 | 270,780,000 | 273,698,000 | 257,287,000 |