Call reports 2008
FIRSTIER BANK — 2008
What FIRSTIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 230,854,000 | 268,202,000 | 284,604,000 | 293,874,000 |
| Total loans | 191,885,000 | 222,323,000 | 237,277,000 | 245,948,000 |
| Allowance for loan losses | 2,232,000 | 2,558,000 | 2,771,000 | 3,053,000 |
| Securities available for sale | 11,676,000 | 11,015,000 | 10,460,000 | 9,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,931,000 | 193,034,000 | 208,999,000 | 218,269,000 |
| Interest-bearing deposits | 172,356,000 | 168,795,000 | 169,023,000 | 190,940,000 |
| Noninterest-bearing deposits | 21,575,000 | 24,239,000 | 39,976,000 | 27,329,000 |
| Equity capital | 29,334,000 | 29,471,000 | 29,747,000 | 29,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,828,000 | 7,699,000 | 11,770,000 | 15,967,000 |
| Interest expense | 1,520,000 | 3,090,000 | 4,802,000 | 6,577,000 |
| Net interest income | 2,308,000 | 4,609,000 | 6,968,000 | 9,390,000 |
| Noninterest income | 248,000 | 443,000 | 639,000 | 846,000 |
| Noninterest expense | 1,302,000 | 2,634,000 | 3,909,000 | 5,443,000 |
| Provision for loan losses | 250,000 | 602,000 | 929,000 | 1,326,000 |
| Pretax income | 1,005,000 | 1,817,000 | 2,770,000 | 3,468,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 65,000 |
| Net income | 989,000 | 1,785,000 | 2,722,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,579,000 | 26,807,000 | 27,222,000 | 27,436,000 |
| Total capital | 28,811,000 | 29,365,000 | 29,993,000 | 30,489,000 |
| Risk-weighted assets | 219,075,000 | 242,509,000 | 262,346,000 | 268,126,000 |