Call reports 2007
FIRSTIER BANK — 2007
What FIRSTIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 198,305,000 | 189,193,000 | 204,569,000 | 216,243,000 |
| Total loans | 114,538,000 | 134,702,000 | 156,684,000 | 170,265,000 |
| Allowance for loan losses | 1,756,000 | 1,748,000 | 1,995,000 | 2,030,000 |
| Securities available for sale | 13,519,000 | 14,383,000 | 14,947,000 | 12,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,028,000 | 158,709,000 | 173,347,000 | 185,064,000 |
| Interest-bearing deposits | 146,515,000 | 138,411,000 | 151,038,000 | 160,731,000 |
| Noninterest-bearing deposits | 21,513,000 | 20,298,000 | 22,309,000 | 24,333,000 |
| Equity capital | 27,546,000 | 27,804,000 | 28,445,000 | 28,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,537,000 | 7,053,000 | 10,957,000 | 14,992,000 |
| Interest expense | 1,513,000 | 3,046,000 | 4,625,000 | 6,234,000 |
| Net interest income | 2,024,000 | 4,007,000 | 6,332,000 | 8,758,000 |
| Noninterest income | 127,000 | 266,000 | 398,000 | 566,000 |
| Noninterest expense | 1,143,000 | 2,398,000 | 3,639,000 | 5,136,000 |
| Provision for loan losses | 100,000 | 200,000 | 450,000 | 639,000 |
| Pretax income | 908,000 | 1,675,000 | 2,641,000 | 3,549,000 |
| Income tax | 15,000 | 31,000 | 51,000 | 70,000 |
| Net income | 893,000 | 1,644,000 | 2,590,000 | 3,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,800,000 | 25,096,000 | 25,678,000 | 26,022,000 |
| Total capital | 26,556,000 | 26,844,000 | 27,673,000 | 28,052,000 |
| Risk-weighted assets | 148,150,000 | 163,842,000 | 188,602,000 | 201,673,000 |