Call reports 2006
FIRSTIER BANK — 2006
What FIRSTIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 131,306,000 | 140,716,000 | 152,132,000 | 193,616,000 |
| Total loans | 96,336,000 | 104,043,000 | 107,058,000 | 119,241,000 |
| Allowance for loan losses | 1,195,000 | 1,445,000 | 1,423,000 | 1,655,000 |
| Securities available for sale | 8,309,000 | 9,502,000 | 8,575,000 | 12,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,513,000 | 114,385,000 | 126,023,000 | 163,452,000 |
| Interest-bearing deposits | 86,397,000 | 96,966,000 | 109,884,000 | 128,223,000 |
| Noninterest-bearing deposits | 19,116,000 | 17,419,000 | 16,139,000 | 35,229,000 |
| Equity capital | 18,314,000 | 18,836,000 | 19,476,000 | 26,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 5,002,000 | 7,971,000 | 13,842,000 |
| Interest expense | 834,000 | 1,744,000 | 2,896,000 | 5,118,000 |
| Net interest income | 1,573,000 | 3,258,000 | 5,075,000 | 8,724,000 |
| Noninterest income | 101,000 | 204,000 | 307,000 | 578,000 |
| Noninterest expense | 662,000 | 1,327,000 | 1,983,000 | 3,919,000 |
| Provision for loan losses | 250,000 | 570,000 | 770,000 | 1,120,000 |
| Pretax income | 762,000 | 1,565,000 | 2,629,000 | 4,262,000 |
| Income tax | 11,000 | 22,000 | 36,000 | 54,000 |
| Net income | 751,000 | 1,543,000 | 2,593,000 | 4,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,053,000 | 17,581,000 | 18,215,000 | 24,356,000 |
| Total capital | 18,248,000 | 19,026,000 | 19,638,000 | 26,011,000 |
| Risk-weighted assets | 105,474,000 | 118,347,000 | 120,898,000 | 148,001,000 |