Call reports 2003
FIRSTIER BANK — 2003
What FIRSTIER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,060,000 | 84,170,000 | 81,099,000 | 85,470,000 |
| Total loans | 2,346,000 | 49,863,000 | 57,092,000 | 61,293,000 |
| Allowance for loan losses | 23,000 | 667,000 | 660,000 | 660,000 |
| Securities available for sale | 1,199,000 | 7,309,000 | 7,867,000 | 7,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,500,000 | 75,712,000 | 72,081,000 | 76,245,000 |
| Interest-bearing deposits | 3,773,000 | 64,210,000 | 59,767,000 | 61,406,000 |
| Noninterest-bearing deposits | 727,000 | 11,502,000 | 12,314,000 | 14,838,000 |
| Equity capital | 1,506,000 | 8,148,000 | 8,684,000 | 8,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 60,000 | 402,000 | 1,614,000 | 2,751,000 |
| Interest expense | 25,000 | 127,000 | 456,000 | 768,000 |
| Net interest income | 35,000 | 275,000 | 1,158,000 | 1,983,000 |
| Noninterest income | 1,000 | 28,000 | 105,000 | 195,000 |
| Noninterest expense | 50,000 | 237,000 | 658,000 | 1,160,000 |
| Provision for loan losses | 0 | 700,000 | 700,000 | 915,000 |
| Pretax income | -14,000 | -634,000 | -95,000 | 103,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | -14,000 | -634,000 | -95,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,471,000 | 6,906,000 | 7,465,000 | 7,592,000 |
| Total capital | 1,494,000 | 7,561,000 | 8,125,000 | 8,252,000 |
| Risk-weighted assets | 4,323,000 | 52,352,000 | 62,268,000 | 68,753,000 |