Call reports 2002
FIRSTIER BANK — 2002
What FIRSTIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,360,000 | 5,154,000 | 5,081,000 | 4,670,000 |
| Total loans | 1,746,000 | 2,016,000 | 1,869,000 | 1,611,000 |
| Allowance for loan losses | 20,000 | 20,000 | 20,000 | 23,000 |
| Securities available for sale | 2,119,000 | 1,778,000 | 1,769,000 | 1,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,601,000 | 4,296,000 | 4,277,000 | 3,904,000 |
| Interest-bearing deposits | 3,879,000 | 3,781,000 | 3,821,000 | 3,414,000 |
| Noninterest-bearing deposits | 722,000 | 515,000 | 456,000 | 490,000 |
| Equity capital | 607,000 | 613,000 | 647,000 | 602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 75,000 | 152,000 | 225,000 | 295,000 |
| Interest expense | 35,000 | 68,000 | 100,000 | 130,000 |
| Net interest income | 40,000 | 84,000 | 125,000 | 165,000 |
| Noninterest income | 13,000 | 16,000 | 17,000 | 23,000 |
| Noninterest expense | 38,000 | 82,000 | 130,000 | 186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 17,000 | 12,000 | 3,000 |
| Income tax | 1,000 | 0 | 0 | 1,000 |
| Net income | 14,000 | 17,000 | 12,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 612,000 | 614,000 | 609,000 | 599,000 |
| Total capital | 632,000 | 634,000 | 629,000 | 622,000 |
| Risk-weighted assets | 3,237,000 | 3,054,000 | 3,047,000 | 2,968,000 |