Call reports 2024
WEST POINTE BANK — 2024
What WEST POINTE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 344,191,000 | 344,119,000 | 353,658,000 | 348,004,000 |
| Total loans | 289,914,000 | 296,245,000 | 293,979,000 | 291,242,000 |
| Allowance for loan losses | 5,037,000 | 5,115,000 | 4,906,000 | 4,938,000 |
| Securities available for sale | 26,820,000 | 28,120,000 | 28,825,000 | 29,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,609,000 | 248,144,000 | 255,953,000 | 252,476,000 |
| Interest-bearing deposits | 225,270,000 | 224,700,000 | 229,255,000 | 225,153,000 |
| Noninterest-bearing deposits | 24,339,000 | 23,444,000 | 26,698,000 | 27,323,000 |
| Equity capital | 62,637,000 | 63,327,000 | 64,721,000 | 63,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,204,000 | 10,419,000 | 15,817,000 | 21,286,000 |
| Interest expense | 2,333,000 | 4,656,000 | 7,019,000 | 9,287,000 |
| Net interest income | 2,871,000 | 5,763,000 | 8,798,000 | 11,999,000 |
| Noninterest income | 179,000 | 358,000 | 542,000 | 743,000 |
| Noninterest expense | 1,591,000 | 3,324,000 | 4,904,000 | 6,768,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,459,000 | 2,797,000 | 4,436,000 | 5,974,000 |
| Income tax | 280,000 | 520,000 | 861,000 | 1,147,000 |
| Net income | 1,179,000 | 2,277,000 | 3,575,000 | 4,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,262,000 | 64,064,000 | 65,088,000 | 63,910,000 |
| Total capital | 66,802,000 | 67,760,000 | 68,773,000 | 67,531,000 |
| Risk-weighted assets | 281,716,000 | 294,271,000 | 293,602,000 | 288,338,000 |