Call reports 2022
WEST POINTE BANK — 2022
What WEST POINTE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 366,622,000 | 328,356,000 | 327,384,000 | 338,539,000 |
| Total loans | 271,705,000 | 274,782,000 | 279,963,000 | 289,065,000 |
| Allowance for loan losses | 4,590,000 | 4,618,000 | 4,749,000 | 4,752,000 |
| Securities available for sale | 32,258,000 | 29,649,000 | 31,024,000 | 30,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,437,000 | 246,716,000 | 234,605,000 | 243,883,000 |
| Interest-bearing deposits | 260,874,000 | 214,374,000 | 206,060,000 | 212,423,000 |
| Noninterest-bearing deposits | 29,563,000 | 32,342,000 | 28,545,000 | 31,460,000 |
| Equity capital | 56,100,000 | 56,903,000 | 58,156,000 | 58,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,246,000 | 6,709,000 | 10,521,000 | 14,758,000 |
| Interest expense | 387,000 | 768,000 | 1,335,000 | 2,322,000 |
| Net interest income | 2,859,000 | 5,941,000 | 9,186,000 | 12,436,000 |
| Noninterest income | 159,000 | 322,000 | 1,500,000 | 1,725,000 |
| Noninterest expense | 1,435,000 | 2,892,000 | 4,477,000 | 6,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,583,000 | 3,371,000 | 6,209,000 | 7,977,000 |
| Income tax | 387,000 | 841,000 | 1,576,000 | 2,019,000 |
| Net income | 1,196,000 | 2,530,000 | 4,633,000 | 5,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,434,000 | 57,469,000 | 59,239,000 | 59,196,000 |
| Total capital | 59,969,000 | 60,920,000 | 62,708,000 | 62,804,000 |
| Risk-weighted assets | 281,778,000 | 274,907,000 | 276,212,000 | 287,494,000 |