Call reports 2021
WEST POINTE BANK — 2021
What WEST POINTE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 294,481,000 | 307,252,000 | 322,617,000 | 320,391,000 |
| Total loans | 239,508,000 | 250,917,000 | 270,576,000 | 271,317,000 |
| Allowance for loan losses | 4,674,000 | 4,693,000 | 4,574,000 | 4,590,000 |
| Securities available for sale | 31,395,000 | 32,933,000 | 33,535,000 | 33,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,246,000 | 227,006,000 | 241,259,000 | 244,154,000 |
| Interest-bearing deposits | 186,465,000 | 196,382,000 | 211,894,000 | 214,252,000 |
| Noninterest-bearing deposits | 29,781,000 | 30,624,000 | 29,365,000 | 29,902,000 |
| Equity capital | 54,166,000 | 55,184,000 | 56,096,000 | 55,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,378,000 | 9,815,000 | 13,283,000 |
| Interest expense | 392,000 | 759,000 | 1,106,000 | 1,471,000 |
| Net interest income | 2,775,000 | 5,619,000 | 8,709,000 | 11,812,000 |
| Noninterest income | 151,000 | 444,000 | 605,000 | 833,000 |
| Noninterest expense | 1,427,000 | 2,865,000 | 4,369,000 | 6,075,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 1,484,000 | 3,168,000 | 4,900,000 | 6,520,000 |
| Income tax | 362,000 | 775,000 | 1,200,000 | 1,600,000 |
| Net income | 1,122,000 | 2,393,000 | 3,700,000 | 4,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,439,000 | 54,430,000 | 55,420,000 | 55,237,000 |
| Total capital | 56,480,000 | 57,660,000 | 58,814,000 | 58,627,000 |
| Risk-weighted assets | 241,665,000 | 256,922,000 | 270,338,000 | 270,019,000 |