Call reports 2018
WEST POINTE BANK — 2018
What WEST POINTE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 276,476,000 | 280,752,000 | 283,925,000 | 286,083,000 |
| Total loans | 226,358,000 | 229,726,000 | 235,471,000 | 231,594,000 |
| Allowance for loan losses | 4,004,000 | 4,022,000 | 5,089,000 | 2,092,000 |
| Securities available for sale | 34,641,000 | 34,902,000 | 34,842,000 | 35,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,210,000 | 205,517,000 | 209,544,000 | 212,332,000 |
| Interest-bearing deposits | 187,126,000 | 189,488,000 | 192,559,000 | 194,235,000 |
| Noninterest-bearing deposits | 17,084,000 | 16,029,000 | 16,985,000 | 18,097,000 |
| Equity capital | 46,818,000 | 47,687,000 | 47,715,000 | 47,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 5,955,000 | 9,264,000 | 12,607,000 |
| Interest expense | 644,000 | 1,338,000 | 2,155,000 | 3,021,000 |
| Net interest income | 2,303,000 | 4,617,000 | 7,109,000 | 9,586,000 |
| Noninterest income | 188,000 | 378,000 | 537,000 | 714,000 |
| Noninterest expense | 1,359,000 | 2,710,000 | 4,108,000 | 5,488,000 |
| Provision for loan losses | 0 | 0 | 1,050,000 | 2,600,000 |
| Pretax income | 1,132,000 | 2,285,000 | 2,488,000 | 2,212,000 |
| Income tax | 253,000 | 512,000 | 504,000 | 375,000 |
| Net income | 879,000 | 1,773,000 | 1,984,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,918,000 | 47,812,000 | 48,023,000 | 47,835,000 |
| Total capital | 49,809,000 | 50,763,000 | 51,175,000 | 49,927,000 |
| Risk-weighted assets | 230,158,000 | 235,026,000 | 250,200,000 | 249,135,000 |