Call reports 2017
WEST POINTE BANK — 2017
What WEST POINTE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 268,985,000 | 269,536,000 | 276,487,000 | 278,861,000 |
| Total loans | 220,685,000 | 220,473,000 | 227,226,000 | 229,239,000 |
| Allowance for loan losses | 3,901,000 | 3,945,000 | 3,933,000 | 3,987,000 |
| Securities available for sale | 35,120,000 | 34,286,000 | 34,652,000 | 35,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,307,000 | 201,299,000 | 205,799,000 | 205,202,000 |
| Interest-bearing deposits | 181,560,000 | 185,033,000 | 187,832,000 | 184,771,000 |
| Noninterest-bearing deposits | 17,747,000 | 16,266,000 | 17,967,000 | 20,431,000 |
| Equity capital | 51,726,000 | 45,523,000 | 46,054,000 | 46,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,433,000 | 8,338,000 | 11,317,000 |
| Interest expense | 413,000 | 870,000 | 1,411,000 | 1,996,000 |
| Net interest income | 2,259,000 | 4,563,000 | 6,927,000 | 9,321,000 |
| Noninterest income | 160,000 | 305,000 | 465,000 | 629,000 |
| Noninterest expense | 1,319,000 | 2,569,000 | 3,939,000 | 5,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,100,000 | 2,299,000 | 3,453,000 | 4,517,000 |
| Income tax | 336,000 | 714,000 | 1,078,000 | 1,562,000 |
| Net income | 764,000 | 1,585,000 | 2,375,000 | 2,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,440,000 | 45,071,000 | 45,656,000 | 46,039,000 |
| Total capital | 54,303,000 | 47,923,000 | 48,578,000 | 48,954,000 |
| Risk-weighted assets | 228,065,000 | 227,078,000 | 232,733,000 | 232,741,000 |