Call reports 2006
WEST POINTE BANK — 2006
What WEST POINTE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 300,756,000 | 299,808,000 | 314,711,000 | 339,854,000 |
| Total loans | 269,753,000 | 267,952,000 | 282,057,000 | 306,183,000 |
| Allowance for loan losses | 3,749,000 | 3,869,000 | 3,923,000 | 4,250,000 |
| Securities available for sale | 22,336,000 | 22,487,000 | 23,097,000 | 23,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,168,000 | 238,449,000 | 250,336,000 | 273,944,000 |
| Interest-bearing deposits | 223,986,000 | 225,490,000 | 238,156,000 | 253,216,000 |
| Noninterest-bearing deposits | 13,182,000 | 12,959,000 | 12,180,000 | 20,728,000 |
| Equity capital | 24,409,000 | 25,296,000 | 26,556,000 | 27,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,748,000 | 9,913,000 | 15,291,000 | 21,592,000 |
| Interest expense | 2,348,000 | 5,044,000 | 7,951,000 | 11,296,000 |
| Net interest income | 2,400,000 | 4,869,000 | 7,340,000 | 10,296,000 |
| Noninterest income | 150,000 | 304,000 | 454,000 | 585,000 |
| Noninterest expense | 892,000 | 1,793,000 | 2,773,000 | 3,875,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 700,000 |
| Pretax income | 1,538,000 | 3,140,000 | 4,661,000 | 6,306,000 |
| Income tax | 519,000 | 1,061,000 | 1,574,000 | 2,365,000 |
| Net income | 1,019,000 | 2,079,000 | 3,087,000 | 3,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,506,000 | 25,566,000 | 26,573,000 | 27,428,000 |
| Total capital | 27,660,000 | 28,686,000 | 29,893,000 | 31,028,000 |
| Risk-weighted assets | 251,690,000 | 248,836,000 | 264,997,000 | 287,423,000 |
Machine access — free, no API key
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