Call reports 2004
WEST POINTE BANK — 2004
What WEST POINTE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 219,635,000 | 220,816,000 | 228,838,000 | 226,043,000 |
| Total loans | 196,354,000 | 200,664,000 | 207,611,000 | 204,038,000 |
| Allowance for loan losses | 3,566,000 | 3,626,000 | 3,731,000 | 3,543,000 |
| Securities available for sale | 12,303,000 | 12,112,000 | 12,889,000 | 13,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,741,000 | 170,724,000 | 180,270,000 | 173,026,000 |
| Interest-bearing deposits | 157,394,000 | 155,803,000 | 166,525,000 | 155,991,000 |
| Noninterest-bearing deposits | 15,347,000 | 14,921,000 | 13,745,000 | 17,035,000 |
| Equity capital | 18,323,000 | 18,713,000 | 19,615,000 | 20,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,578,000 | 8,539,000 | 11,723,000 |
| Interest expense | 1,064,000 | 2,091,000 | 3,207,000 | 4,403,000 |
| Net interest income | 1,730,000 | 3,487,000 | 5,332,000 | 7,320,000 |
| Noninterest income | 160,000 | 380,000 | 509,000 | 665,000 |
| Noninterest expense | 720,000 | 1,539,000 | 2,308,000 | 3,262,000 |
| Provision for loan losses | 60,000 | 120,000 | 225,000 | 360,000 |
| Pretax income | 1,110,000 | 2,208,000 | 3,308,000 | 4,363,000 |
| Income tax | 379,000 | 754,000 | 1,156,000 | 1,573,000 |
| Net income | 731,000 | 1,454,000 | 2,152,000 | 2,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,978,000 | 18,701,000 | 19,399,000 | 20,037,000 |
| Total capital | 20,265,000 | 21,050,000 | 21,827,000 | 22,394,000 |
| Risk-weighted assets | 181,686,000 | 186,675,000 | 193,009,000 | 187,379,000 |
Machine access — free, no API key
Every figure shown here about WEST POINTE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.