Call reports 2001
WEST POINTE BANK — 2001
What WEST POINTE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,218,000 | 149,087,000 | 156,164,000 | 161,131,000 |
| Total loans | 130,051,000 | 130,690,000 | 137,735,000 | 146,391,000 |
| Allowance for loan losses | 2,003,000 | 2,122,000 | 2,258,000 | 2,300,000 |
| Securities available for sale | 9,359,000 | 9,218,000 | 8,827,000 | 9,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,187,000 | 111,817,000 | 118,287,000 | 116,628,000 |
| Interest-bearing deposits | 102,612,000 | 102,456,000 | 109,094,000 | 108,215,000 |
| Noninterest-bearing deposits | 8,575,000 | 9,361,000 | 9,193,000 | 8,413,000 |
| Equity capital | 10,213,000 | 10,547,000 | 11,039,000 | 11,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,922,000 | 5,713,000 | 8,489,000 | 11,189,000 |
| Interest expense | 1,918,000 | 3,630,000 | 5,237,000 | 6,678,000 |
| Net interest income | 1,004,000 | 2,083,000 | 3,252,000 | 4,511,000 |
| Noninterest income | 79,000 | 187,000 | 310,000 | 473,000 |
| Noninterest expense | 485,000 | 1,031,000 | 1,555,000 | 2,170,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 478,000 | 999,000 | 1,647,000 | 2,334,000 |
| Income tax | 173,000 | 360,000 | 590,000 | 838,000 |
| Net income | 305,000 | 639,000 | 1,057,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,180,000 | 10,515,000 | 10,933,000 | 11,371,000 |
| Total capital | 11,544,000 | 11,878,000 | 12,394,000 | 12,936,000 |
| Risk-weighted assets | 108,513,000 | 108,265,000 | 116,045,000 | 124,468,000 |