Call reports 2005
FIRST NATIONAL BANK OF THE CAROLINAS — 2005
What FIRST NATIONAL BANK OF THE CAROLINAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 84,839,000 |
| Total loans | 56,509,000 |
| Allowance for loan losses | 742,000 |
| Securities available for sale | 5,737,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 61,069,000 |
| Interest-bearing deposits | 49,706,000 |
| Noninterest-bearing deposits | 11,363,000 |
| Equity capital | 18,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,057,000 |
| Interest expense | 228,000 |
| Net interest income | 829,000 |
| Noninterest income | 134,000 |
| Noninterest expense | 542,000 |
| Provision for loan losses | 14,000 |
| Pretax income | 407,000 |
| Income tax | 151,000 |
| Net income | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 7,967,000 |
| Total capital | 8,673,000 |
| Risk-weighted assets | 56,386,000 |