Call reports 2004

FIRST NATIONAL BANK OF THE CAROLINAS — 2004

Name: FIRST NATIONAL BANK OF THE CAROLINAS — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF THE CAROLINAS

What FIRST NATIONAL BANK OF THE CAROLINAS reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a7e9edda-5ea0-4751-92bd-72ae49d241d1/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	71,884,000	82,746,000	81,668,000	86,780,000
Total loans	55,469,000	58,052,000	57,018,000	58,746,000
Allowance for loan losses	679,000	722,000	763,000	742,000
Securities available for sale	7,627,000	6,746,000	6,485,000	6,127,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	61,416,000	61,303,000	59,898,000	59,058,000
Interest-bearing deposits	49,887,000	50,655,000	49,576,000	50,526,000
Noninterest-bearing deposits	11,529,000	10,648,000	10,322,000	8,532,000
Equity capital	7,912,000	17,809,000	18,115,000	18,319,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	980,000	1,966,000	2,966,000	4,008,000
Interest expense	203,000	401,000	608,000	826,000
Net interest income	777,000	1,565,000	2,358,000	3,182,000
Noninterest income	188,000	426,000	603,000	753,000
Noninterest expense	767,000	1,329,000	1,950,000	2,441,000
Provision for loan losses	0	41,000	71,000	112,000
Pretax income	198,000	621,000	940,000	1,382,000
Income tax	74,000	131,000	244,000	407,000
Net income	124,000	92,000	298,000	577,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,851,000	6,925,000	7,068,000	7,684,000
Total capital	8,530,000	7,647,000	7,831,000	8,426,000
Risk-weighted assets	60,257,000	71,410,000	71,675,000	61,661,000