Call reports 2003

FIRST NATIONAL BANK OF THE CAROLINAS — 2003

Name: FIRST NATIONAL BANK OF THE CAROLINAS — FFIEC call report 2003
Creator: FIRST NATIONAL BANK OF THE CAROLINAS

What FIRST NATIONAL BANK OF THE CAROLINAS reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a7e9edda-5ea0-4751-92bd-72ae49d241d1/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	77,370,000	74,334,000	71,702,000	76,531,000
Total loans	52,004,000	53,385,000	55,597,000	58,195,000
Allowance for loan losses	617,000	650,000	636,000	672,000
Securities available for sale	9,655,000	12,621,000	11,212,000	8,260,000
Securities held to maturity	800,000	0	0	0
Trading assets	0	0	0	0
Total deposits	66,632,000	63,475,000	61,848,000	65,558,000
Interest-bearing deposits	53,107,000	52,176,000	50,981,000	49,675,000
Noninterest-bearing deposits	13,525,000	11,299,000	10,867,000	15,882,000
Equity capital	5,855,000	6,044,000	6,112,000	6,245,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,044,000	2,077,000	3,068,000	4,098,000
Interest expense	296,000	566,000	812,000	1,037,000
Net interest income	748,000	1,511,000	2,256,000	3,061,000
Noninterest income	191,000	389,000	667,000	852,000
Noninterest expense	664,000	1,321,000	2,040,000	2,828,000
Provision for loan losses	45,000	90,000	143,000	185,000
Pretax income	230,000	489,000	740,000	900,000
Income tax	83,000	176,000	265,000	325,000
Net income	147,000	313,000	475,000	575,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	5,775,000	5,941,000	6,103,000	6,215,000
Total capital	6,392,000	6,591,000	6,739,000	6,887,000
Risk-weighted assets	57,585,000	58,384,000	59,456,000	63,039,000