Call reports 2004
FIRST NATIONAL BANK OF CHASKA, THE — 2004
What FIRST NATIONAL BANK OF CHASKA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 170,181,000 | 170,461,000 | 172,034,000 | 181,772,000 |
| Total loans | 101,910,000 | 100,897,000 | 103,712,000 | 110,493,000 |
| Allowance for loan losses | 1,771,000 | 2,392,000 | 1,906,000 | 1,555,000 |
| Securities available for sale | 52,704,000 | 51,653,000 | 51,663,000 | 53,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,032,000 | 151,294,000 | 152,815,000 | 161,663,000 |
| Interest-bearing deposits | 113,579,000 | 112,080,000 | 115,818,000 | 120,511,000 |
| Noninterest-bearing deposits | 34,453,000 | 39,214,000 | 36,997,000 | 41,152,000 |
| Equity capital | 18,239,000 | 16,956,000 | 17,910,000 | 18,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,782,000 | 5,741,000 | 7,805,000 |
| Interest expense | 366,000 | 708,000 | 1,053,000 | 1,440,000 |
| Net interest income | 1,525,000 | 3,074,000 | 4,688,000 | 6,365,000 |
| Noninterest income | 549,000 | 1,149,000 | 1,737,000 | 2,816,000 |
| Noninterest expense | 1,715,000 | 3,361,000 | 4,921,000 | 6,467,000 |
| Provision for loan losses | 284,000 | 888,000 | 1,067,000 | 1,126,000 |
| Pretax income | 75,000 | -15,000 | 448,000 | 1,599,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 72,000 | -21,000 | 439,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,767,000 | 17,414,000 | 17,735,000 | 18,192,000 |
| Total capital | 19,419,000 | 19,077,000 | 19,494,000 | 19,747,000 |
| Risk-weighted assets | 132,036,000 | 132,287,000 | 140,605,000 | 143,554,000 |