Call reports 2003
FIRST NATIONAL BANK OF CHASKA, THE — 2003
What FIRST NATIONAL BANK OF CHASKA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 181,789,000 | 176,431,000 | 176,394,000 | 181,209,000 |
| Total loans | 119,960,000 | 122,508,000 | 114,582,000 | 101,870,000 |
| Allowance for loan losses | 2,167,000 | 2,170,000 | 1,626,000 | 1,492,000 |
| Securities available for sale | 38,414,000 | 38,043,000 | 39,905,000 | 49,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,906,000 | 154,235,000 | 154,500,000 | 159,229,000 |
| Interest-bearing deposits | 122,954,000 | 115,814,000 | 115,019,000 | 120,750,000 |
| Noninterest-bearing deposits | 36,952,000 | 38,421,000 | 39,481,000 | 38,479,000 |
| Equity capital | 17,363,000 | 17,743,000 | 17,982,000 | 18,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,250,000 | 4,498,000 | 6,614,000 | 8,608,000 |
| Interest expense | 566,000 | 1,069,000 | 1,519,000 | 1,916,000 |
| Net interest income | 1,684,000 | 3,429,000 | 5,095,000 | 6,692,000 |
| Noninterest income | 607,000 | 1,380,000 | 2,432,000 | 3,155,000 |
| Noninterest expense | 1,584,000 | 3,216,000 | 4,773,000 | 6,400,000 |
| Provision for loan losses | 398,000 | 481,000 | 553,000 | 477,000 |
| Pretax income | 309,000 | 1,112,000 | 2,201,000 | 2,970,000 |
| Income tax | 16,000 | 32,000 | 48,000 | 64,000 |
| Net income | 293,000 | 1,080,000 | 2,153,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,907,000 | 17,164,000 | 17,681,000 | 17,695,000 |
| Total capital | 18,788,000 | 18,998,000 | 19,307,000 | 19,187,000 |
| Risk-weighted assets | 150,157,000 | 146,402,000 | 141,067,000 | 131,960,000 |