Call reports 2002
FIRST NATIONAL BANK OF CHASKA, THE — 2002
What FIRST NATIONAL BANK OF CHASKA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 161,428,000 | 161,560,000 | 176,069,000 | 182,275,000 |
| Total loans | 115,025,000 | 118,191,000 | 122,549,000 | 121,215,000 |
| Allowance for loan losses | 1,495,000 | 1,537,000 | 1,721,000 | 1,779,000 |
| Securities available for sale | 31,900,000 | 25,883,000 | 28,324,000 | 33,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,279,000 | 140,405,000 | 153,648,000 | 160,590,000 |
| Interest-bearing deposits | 113,707,000 | 113,212,000 | 119,210,000 | 127,005,000 |
| Noninterest-bearing deposits | 27,572,000 | 27,193,000 | 34,438,000 | 33,585,000 |
| Equity capital | 15,680,000 | 16,718,000 | 17,761,000 | 17,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,051,000 | 7,522,000 | 10,003,000 |
| Interest expense | 687,000 | 1,301,000 | 1,931,000 | 2,551,000 |
| Net interest income | 1,839,000 | 3,750,000 | 5,591,000 | 7,452,000 |
| Noninterest income | 592,000 | 1,189,000 | 1,853,000 | 2,629,000 |
| Noninterest expense | 1,510,000 | 3,061,000 | 4,544,000 | 6,023,000 |
| Provision for loan losses | -45,000 | -39,000 | 183,000 | 299,000 |
| Pretax income | 966,000 | 1,923,000 | 2,723,000 | 3,765,000 |
| Income tax | 163,000 | 188,000 | 201,000 | 172,000 |
| Net income | 803,000 | 1,735,000 | 2,522,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,554,000 | 16,486,000 | 17,273,000 | 16,614,000 |
| Total capital | 17,049,000 | 18,023,000 | 18,994,000 | 18,393,000 |
| Risk-weighted assets | 139,333,000 | 146,156,000 | 152,389,000 | 151,814,000 |