Call reports 2023
HAVEN SAVINGS BANK — 2023
What HAVEN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,127,826,000 | 1,112,721,000 | 1,112,722,000 | 1,087,410,000 |
| Total loans | 909,499,000 | 902,881,000 | 893,623,000 | 878,884,000 |
| Allowance for loan losses | 6,603,000 | 6,640,000 | 6,640,000 | 6,640,000 |
| Securities available for sale | 2,889,000 | 2,817,000 | 2,723,000 | 2,688,000 |
| Securities held to maturity | 126,949,000 | 123,816,000 | 122,832,000 | 119,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,501,000 | 895,632,000 | 900,956,000 | 902,005,000 |
| Interest-bearing deposits | 791,154,000 | 803,113,000 | 811,794,000 | 808,719,000 |
| Noninterest-bearing deposits | 103,347,000 | 92,519,000 | 89,162,000 | 93,286,000 |
| Equity capital | 114,165,000 | 115,343,000 | 114,415,000 | 104,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,689,000 | 20,069,000 | 30,541,000 | 41,160,000 |
| Interest expense | 4,917,000 | 11,154,000 | 18,426,000 | 26,496,000 |
| Net interest income | 4,772,000 | 8,915,000 | 12,115,000 | 14,664,000 |
| Noninterest income | 324,000 | 647,000 | 1,302,000 | 1,852,000 |
| Noninterest expense | 5,391,000 | 10,725,000 | 15,971,000 | 26,244,000 |
| Provision for loan losses | 239,000 | 276,000 | 276,000 | 276,000 |
| Pretax income | -534,000 | -1,439,000 | -2,830,000 | -10,004,000 |
| Income tax | -160,000 | -430,000 | -897,000 | 2,045,000 |
| Net income | -374,000 | -1,009,000 | -1,933,000 | -12,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,577,000 | 108,952,000 | 108,032,000 | 103,787,000 |