Call reports 2022
HAVEN SAVINGS BANK — 2022
What HAVEN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,022,744,000 | 1,047,617,000 | 1,052,756,000 | 1,092,301,000 |
| Total loans | 779,282,000 | 827,182,000 | 851,310,000 | 889,663,000 |
| Allowance for loan losses | 5,350,000 | 5,516,000 | 5,679,000 | 5,889,000 |
| Securities available for sale | 3,706,000 | 3,570,000 | 3,285,000 | 2,973,000 |
| Securities held to maturity | 133,585,000 | 131,538,000 | 129,227,000 | 127,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 884,820,000 | 892,581,000 | 881,645,000 | 878,986,000 |
| Interest-bearing deposits | 765,138,000 | 772,342,000 | 771,283,000 | 768,528,000 |
| Noninterest-bearing deposits | 119,682,000 | 120,239,000 | 110,362,000 | 110,458,000 |
| Equity capital | 111,145,000 | 112,919,000 | 114,054,000 | 114,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,521,000 | 15,582,000 | 24,106,000 | 33,262,000 |
| Interest expense | 840,000 | 1,700,000 | 3,096,000 | 5,991,000 |
| Net interest income | 6,681,000 | 13,882,000 | 21,010,000 | 27,271,000 |
| Noninterest income | -19,000 | -101,000 | 74,000 | 566,000 |
| Noninterest expense | 5,262,000 | 10,469,000 | 15,992,000 | 21,393,000 |
| Provision for loan losses | 0 | 166,000 | 329,000 | 539,000 |
| Pretax income | 1,400,000 | 3,146,000 | 4,763,000 | 5,905,000 |
| Income tax | 394,000 | 890,000 | 1,346,000 | 1,628,000 |
| Net income | 1,006,000 | 2,256,000 | 3,417,000 | 4,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,990,000 | 108,250,000 | 109,421,000 | 110,291,000 |