Call reports 2020
HAVEN SAVINGS BANK — 2020
What HAVEN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,004,484,000 | 1,011,873,000 | 985,059,000 | 981,022,000 |
| Total loans | 812,045,000 | 797,227,000 | 766,937,000 | 725,822,000 |
| Allowance for loan losses | 4,491,000 | 6,167,000 | 5,087,000 | 5,352,000 |
| Securities available for sale | 8,779,000 | 8,479,000 | 8,162,000 | 5,479,000 |
| Securities held to maturity | 92,414,000 | 115,871,000 | 122,230,000 | 135,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,553,000 | 802,019,000 | 789,881,000 | 796,861,000 |
| Interest-bearing deposits | 715,046,000 | 715,103,000 | 700,280,000 | 705,517,000 |
| Noninterest-bearing deposits | 69,507,000 | 86,916,000 | 89,601,000 | 91,344,000 |
| Equity capital | 107,767,000 | 104,904,000 | 106,108,000 | 106,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,903,000 | 16,898,000 | 24,761,000 | 32,217,000 |
| Interest expense | 3,708,000 | 7,045,000 | 9,993,000 | 12,346,000 |
| Net interest income | 5,195,000 | 9,853,000 | 14,768,000 | 19,871,000 |
| Noninterest income | -431,000 | 261,000 | 770,000 | 1,255,000 |
| Noninterest expense | 4,998,000 | 10,445,000 | 15,927,000 | 21,207,000 |
| Provision for loan losses | 36,000 | 1,712,000 | 632,000 | 897,000 |
| Pretax income | -266,000 | -2,032,000 | -1,009,000 | -966,000 |
| Income tax | -102,000 | -120,000 | -336,000 | -405,000 |
| Net income | -164,000 | -1,912,000 | -673,000 | -561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,191,000 | 100,471,000 | 101,739,000 | 101,921,000 |