Call reports 2019
HAVEN SAVINGS BANK — 2019
What HAVEN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,023,462,000 | 1,033,674,000 | 1,009,040,000 | 995,672,000 |
| Total loans | 849,811,000 | 849,805,000 | 831,825,000 | 816,198,000 |
| Allowance for loan losses | 4,386,000 | 4,421,000 | 4,444,000 | 4,455,000 |
| Securities available for sale | 9,085,000 | 8,509,000 | 6,607,000 | 5,901,000 |
| Securities held to maturity | 79,712,000 | 82,773,000 | 89,441,000 | 94,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,234,000 | 783,708,000 | 778,245,000 | 765,557,000 |
| Interest-bearing deposits | 717,820,000 | 709,846,000 | 711,162,000 | 700,486,000 |
| Noninterest-bearing deposits | 63,414,000 | 73,862,000 | 67,083,000 | 65,071,000 |
| Equity capital | 107,281,000 | 107,613,000 | 107,583,000 | 107,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,050,000 | 18,202,000 | 27,183,000 | 35,971,000 |
| Interest expense | 3,520,000 | 7,382,000 | 11,426,000 | 15,344,000 |
| Net interest income | 5,530,000 | 10,820,000 | 15,757,000 | 20,627,000 |
| Noninterest income | 617,000 | 980,000 | 1,197,000 | 1,769,000 |
| Noninterest expense | 5,330,000 | 10,568,000 | 15,783,000 | 20,759,000 |
| Provision for loan losses | 164,000 | 208,000 | 333,000 | 333,000 |
| Pretax income | 653,000 | 1,024,000 | 980,000 | 1,446,000 |
| Income tax | 70,000 | 182,000 | 132,000 | 219,000 |
| Net income | 583,000 | 842,000 | 848,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,593,000 | 101,887,000 | 101,928,000 | 102,336,000 |
| Total capital | 105,979,000 | 106,308,000 | 106,372,000 | 106,791,000 |
| Risk-weighted assets | 606,496,000 | 615,968,000 | 618,456,000 | 603,642,000 |