Call reports 2018
HAVEN SAVINGS BANK — 2018
What HAVEN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 980,318,000 | 997,084,000 | 994,761,000 | 1,016,527,000 |
| Total loans | 822,979,000 | 827,107,000 | 835,477,000 | 857,420,000 |
| Allowance for loan losses | 4,260,000 | 4,277,000 | 4,275,000 | 4,297,000 |
| Securities available for sale | 7,707,000 | 7,063,000 | 6,750,000 | 6,401,000 |
| Securities held to maturity | 75,835,000 | 74,462,000 | 80,900,000 | 77,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 751,583,000 | 747,433,000 | 749,529,000 | 764,079,000 |
| Interest-bearing deposits | 678,483,000 | 669,206,000 | 674,646,000 | 698,566,000 |
| Noninterest-bearing deposits | 73,100,000 | 78,227,000 | 74,883,000 | 65,513,000 |
| Equity capital | 105,397,000 | 105,874,000 | 106,514,000 | 106,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,237,000 | 16,576,000 | 25,197,000 | 34,109,000 |
| Interest expense | 2,143,000 | 4,668,000 | 7,428,000 | 10,580,000 |
| Net interest income | 6,094,000 | 11,908,000 | 17,769,000 | 23,529,000 |
| Noninterest income | 242,000 | 590,000 | 969,000 | 837,000 |
| Noninterest expense | 5,374,000 | 10,684,000 | 16,025,000 | 21,270,000 |
| Provision for loan losses | 123,000 | 120,000 | 118,000 | 250,000 |
| Pretax income | 839,000 | 1,694,000 | 2,595,000 | 2,846,000 |
| Income tax | 316,000 | 482,000 | 731,000 | 801,000 |
| Net income | 523,000 | 1,212,000 | 1,864,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,475,000 | 100,205,000 | 100,886,000 | 100,976,000 |
| Total capital | 103,735,000 | 104,482,000 | 105,161,000 | 105,273,000 |
| Risk-weighted assets | 587,325,000 | 590,010,000 | 592,385,000 | 607,763,000 |