Call reports 2016
HAVEN SAVINGS BANK — 2016
What HAVEN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 895,841,000 | 915,728,000 | 911,271,000 | 900,479,000 |
| Total loans | 739,430,000 | 750,818,000 | 754,008,000 | 745,328,000 |
| Allowance for loan losses | 3,836,000 | 3,942,000 | 3,941,000 | 3,941,000 |
| Securities available for sale | 14,348,000 | 13,765,000 | 13,038,000 | 12,348,000 |
| Securities held to maturity | 68,264,000 | 66,706,000 | 68,036,000 | 69,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,826,000 | 726,392,000 | 734,504,000 | 721,045,000 |
| Interest-bearing deposits | 635,141,000 | 647,162,000 | 646,661,000 | 643,994,000 |
| Noninterest-bearing deposits | 77,685,000 | 79,230,000 | 87,843,000 | 77,051,000 |
| Equity capital | 99,869,000 | 100,564,000 | 101,322,000 | 101,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,596,000 | 15,227,000 | 22,842,000 | 30,555,000 |
| Interest expense | 1,673,000 | 3,422,000 | 5,134,000 | 6,784,000 |
| Net interest income | 5,923,000 | 11,805,000 | 17,708,000 | 23,771,000 |
| Noninterest income | 275,000 | 630,000 | 965,000 | 1,157,000 |
| Noninterest expense | 5,144,000 | 10,166,000 | 15,224,000 | 20,618,000 |
| Provision for loan losses | 0 | 106,000 | 105,000 | 105,000 |
| Pretax income | 1,054,000 | 2,163,000 | 3,344,000 | 4,205,000 |
| Income tax | 195,000 | 577,000 | 986,000 | 1,269,000 |
| Net income | 859,000 | 1,586,000 | 2,358,000 | 2,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,192,000 | 94,107,000 | 95,731,000 | 96,326,000 |
| Total capital | 98,028,000 | 98,049,000 | 99,672,000 | 100,267,000 |
| Risk-weighted assets | 512,593,000 | 523,483,000 | 529,706,000 | 526,913,000 |